3 Ways to Tame Student Loan Debt and Afford a Mortgage

It's no secret that student loans can make buying a home a challenge. But what exactly is the problem, and how can buyers overcome it?  The problem is that student loans can be included in the buyer's debt-to-income ratio, or DTI. Debt-to-income ratio Percentage of monthly income that is spent on debt payments, including mortgages, [...]

By |2017-11-28T23:57:25-04:00June 29th, 2015|House Tips for Buyers & Sellers, Real Estate Broker Information|Comments Off on 3 Ways to Tame Student Loan Debt and Afford a Mortgage

Don’t Forget the Change Orders

It’s just a piece of paper, often only one sheet and different companies write it up different ways. Yet when needed, the change order could prove the only thing that stands between you and hundreds or thousands of dollars’ worth of misunderstanding-or worse, unauthorized work that inflates the price of a project. This addendum to [...]

By |2017-11-28T23:59:32-04:00June 25th, 2015|House Tips for Buyers & Sellers, Real Estate Broker Information|Comments Off on Don’t Forget the Change Orders

Get Smart about Credit Card Debt

Credit card debt is the third largest source of household debt, behind only mortgages and student loans. According to Equifax, the average credit card balance is about $1,244 per card. “Credit cards are a significant source of debt for millions of Americans, and that’s why it’s so important to develop the knowledge and skills to [...]

By |2017-11-29T00:01:33-04:00June 23rd, 2015|House Tips for Buyers & Sellers, Real Estate Broker Information|Comments Off on Get Smart about Credit Card Debt

Studies Show How Consumers Misjudge Home Values

Encouraged by strong price increases and hot sales this spring, increasing numbers of owners are listing their homes for sale. But chances are good that millions of owners are making wrong assumptions about the value of their homes, according to two new studies. Wrong valuation assumptions can lead to bad decisions about whether to sell, [...]

By |2017-11-29T00:05:41-04:00June 16th, 2015|House Tips for Buyers & Sellers, Real Estate Broker Information|Comments Off on Studies Show How Consumers Misjudge Home Values