About Us
First Time Buyer?
Read about some things you need to be aware of, if you’re new to this process.
Read about some things you need to be aware of, if you’re new to this process. GO»
Our Guarantee
Find out why working with a REALTOR® takes the guesswork out of buying or selling a home.
Find out why working with a REALTOR® takes the guesswork out of buying or selling a home.
Retirement, Relocation & Second Home Buyers
We can help you achieve all of your home buying goals no matter where you live.
All Cash Offers
As a certified ExpressOffers® agent, we have access to buyers that can quickly get you multiple offers.
First Time Buyer
Some people have a notion that home ownership is like renting, but with the power to have pets and paint the walls whatever color you like. These privileges are available to homeowners in most areas, but they come with the responsibilities of a mortgage, taxes and home maintenance. Preparing for home ownership requires you to take critical stock of your finances and your expectations.
Are you ready to buy?
Owning your own home is about more than just being able to decorate any way you like; it’s about being prepared to maintain your home over the years, realizing that part of your income and time will go towards repairs and maintenance. It’s about being willing to take the risks of home ownership with a realistic expectation of the rewards.
How much can you afford?
It can be discouraging to find that your salary won’t stretch as far as the home you want to own. However, sacrificing a huge part of your income just to pay the mortgage can very quickly make home ownership a burden rather than a point of pride. It’s better to buy a modest home now and look at purchasing your “dream home” in a few years.
What is your debt-to-income ratio?
This is something that lenders take very seriously. Your overall debt should not be more than 40% of your income, and your housing debt should not be more than 32%. What 32% of your income will buy depends on where you want to live. In rural areas for example, it can buy a very comfortable residence and ample acreage. In highly sought-after urban areas however, it may not even buy a 400 square foot bachelor suite.
Who do you want?
Do you like the idea of cleaning your own gutters? Do you shudder at the thought of lawn care? Would you rather just pay a fee every month and have everything done for you? Would obeying rules about when you can have your garbage cans out bother you, or do you want to live in a neighborhood where everything is ‘just so’? The answers to these questions can help you narrow down the search for the right type of property for you.
We can help
You need a good agent who will work hard for you. Our real estate team is dedicated to helping you find the right home, at the best price. We want you to find the home that will make you happy and successful in real estate ownership.
When you hire us to help you buy your first home, we want to know what you want and how much you can afford. Then we’ll find a way to merge these two priorities and find a residence that you’ll enjoy owning.
Keep your objectives in mind when visiting a home. Sometimes the idea of owning a home can overwhelm your practical sense, so keep your feelings in check. Keep a list handy of the features that you need and want in a home, and judge each home by the list instead of by details that could distract you from your goal. When you’re alone with your agent, you can go over the pros and cons of each home. We can help you stay on track while still keeping our eyes out for a great property.
Engage the services of a good real estate attorney. We can recommend several attorneys in the area who might be a good fit for you. Interview them to ensure that you get someone you can work with. The legalities of transferring land ownership can be dodgy, and an attorney can be your best defense against future legal troubles. A good attorney can charge several hundred to over a thousand dollars for their services, but the thousands of dollars saved in legal fees later on makes this a good expense.
Make the offer. This can be a maze of “buyer”, “seller”, “chattels”, “deposit”, and “completion”. We’ll be happy to prepare the paperwork and go through it with you before submitting it. Remember, the seller may reject or counter your offer, so even at this late date, avoid setting your heart on the home you hope to own. You’ll probably have to write a deposit check to the seller’s broker that proves the seriousness of your offer.
Our Closing Coordination will arrange all necessary inspections. A home inspector will check for signs of harmful materials like asbestos, lead paint and mold. They’ll also check for evidence of pests, faulty wiring and leaks. This is a crucial part of the home purchase. Not getting an inspection done means that you could be stuck in a home with a bad case of black mold and no recourse other than to pay for its removal. Inspections will cost a few hundred dollars, but again, this is more than worth it in the end. There are several inspectors in the area that we’d be happy to recommend.
Do a final walkthrough before closing the deal. We’d be happy to do this with you to make sure that everything agreed upon is completed prior to the final signing.
From the first interview that determines your requirements to the moment that you receive the keys, we can help you with the complicated process of buying a home. Don’t hesitate to contact us to find out more about how we can make the home buying process easier!
Our Guarantee
Your home will likely be the greatest financial investment you’ll ever make. Whether buying or selling, give yourself every opportunity to come out on top by working with us, your trusted real estate experts at Hamilton Realty Group!
Buying?
We're on your side!
We save you valuable time by making sure you see only the properties that meet your needs. And, when you’ve found that perfect one, it’s our job to share important information about the home and neighborhood, zoning issues, utilities, and plans for area development. This knowledge will aid you in making one of the most important decisions of your life. And when under contract, we’ll attend property inspections, handle paperwork and coordinate with mortgage team to assure your transaction is seamless. So, let’s work together to find your perfect address.
Selling?
Let us ease your mind!
Selling a property on your own can be an overwhelming task, so put our experience to work for you. Our team offers extensive knowledge marketing properties and showing them to their best advantage. Before listing, we perform a comparable market analysis to determine your selling price, provide home staging advice and suggest updates to draw buyers. Our marketing team works hard to advertise your home through a variety of methods, including social media, local publications and online MLS listings. And when your home sells, we’re here to assure your real estate transaction is a positive and profitable experience.
Retirement, Relocation & Second Home Buyers
If you live in another state and are looking to buy a property in our southeastern NC area, we can certainly help you. When you’re buying property outside of the area you know, it requires professional assistance and knowledge to ensure that your purchase goes smoothly. At Hamilton Realty Group, our team offers years of expertise and local area knowledge to assist with your out-of-area real estate transaction.
Buying property in our area can be a great investment strategy. You can find a place that works as a vacation home, a permanent residence, or as a rental property. Chances are that your property value will go up, leaving you with a significant asset.
We recommend you take a trip to our southeastern NC area to explore the communities of interest to you. If you can’t visit, we can assist you with virtual tours of the areas, communities, neighborhoods and homes you are interested in.
An important part of buying property here is understanding the local real estate laws. We can help you with most of these items. In addition, we have excellent attorneys that we work with to help you with additional legal counsel needed for closing your property.
No matter what your goals (retirement, relocation or second home) are for purchasing property in our coastal NC area, we’re dedicated to working hard for you and finding you the property that is right for you.
ALL CASH OFFERS
eXp Realty built a proprietary iBuying software platform called ExpressOffers® that allows certified eXp agents like Hamilton Realty Group to connect seller clients with institutional buyers who buy in cash within a short time frame. Rather than providing one offer, ExpressOffers connects your clients with cash buyers across the U.S., allowing them to choose the best offer on their home. ExpressOffers is designed for sellers to more rapidly sell their homes without the hassle of listing it, staging it or holding open houses.
Find your dream home
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